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7 Travel Myths

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Myth #4: Cruise ships are all-inclusive

It used to be true, but alas, no longer. Cruise ships now charge for any number of things, including a fee for unlimited soda. A new rule of thumb for budgeting your next cruise: Take the basic cruise fare and multiply it by 1.75 per person. (New to cruising? Check out First time cruise tips.)

Myth #5 : Your personal auto insurance covers damages to your rental in case of accident. If you don't have your own insurance, your credit card will cover you.

Renters who don't own a car—and thus don't have their own insurance—often believe they are covered by their credit card. Not so. Almost all credit card companies offer something called "secondary insurance," which only kicks in when you've exhausted the limits of your primary policy. And if you don't have a primary policy, then you are not covered at all. But even if you are covered, be sure to check your policy limits. If your personal car is only worth $5,000 and you total a car worth $20,000, you're out $15,000. (For more information read Five things you should know before you drive abroad.)

Myth #6: The way cabin air is circulated makes the plane a prime breeding ground for colds and flu viruses.

Indeed, some airlines do save money by re-circulating air instead of purging and replacing it. And while there's no scientific proof that breathing someone else's in the cabin will make you sick, it's certainly prudent to take precautions such as washing your hands often, keeping yourself hydrated and turning off the air vent over your head to keep your own air around you longer and put off breathing someone else's. 

Myth #7 : Your hotel card key can be used to steal your identity and credit card information.

Hotels do not put your personal information on the card. At the most, they will encode the room number and activation date.

 

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